WHO WE ARE

The internet specialists for Life, Disability and Critical Illness Insurance

Our Corporate Mission
Our Philosophy/Values
Our Pledge
Who Is IDC?
How to take Advantage
How we are paid
About Russ Smart, CEO

Corporate Mission:

I.D.C. Insurance Direct Canada Inc. - to be recognized as the leading direct source provider of Insurance and related products/services by successfully practicing an ethic of responsibility towards our clients, partners, employees and shareholders

Our Philosophy/Values:

I.D.C. Insurance Direct Canada Inc. - a Company that stands for professionalism and excellence, where everyone achieves their best, is remunerated above average, shareholders returns are maximized and a portion of its profits is reinvested in the community.

I.D.C. Insurance Direct Canada Inc. - positively impacting families by providing information so they can make an informed decision about their life insurance needs and supplying these needs by brokering low cost life insurance through an easy convenient delivery system.

WE PLEDGE THE FOLLOWING:

•  To take time to help you figure out the amount and type of insurance that is best for your situation.

•  To get you the best life insurance value based on your particular health situation. This might involve brokering your insurance needs to a number of different companies to see if you would qualify for a discount or preferred rate if you are healthy, or the best rating if you have serious medical issues.

•  To make the purchase of insurance easy, require a minimum of your time, and keep you informed

•  We love what we do and feel that life insurance is critical protection for you and your family and take great pleasure in being of service to you.

WHO IS I.D.C. INSURANCE DIRECT CANADA INC.

Russ Smart, the owner, started selling life insurance on the internet over 4 years ago and has built a network of over 12 independent brokers with over 100 years of combined experience who can deal with almost any insurance situation that might arise. He is licensed to sell life insurance across Canada. We are all associated with Equinox Financial Group Custom Plan, winner of the Consumer's Choice Award for Greater Vancouver for the past three years. Equinox Financial Group is a national company of Independent Financial Planners and Insurance and Investment Specialists.

WHAT TO EXPECT

A simple process based on a telephone application to get the protection you want with minimum effort.

•  Life Insurance from leading Canadian companies including: AIG Life, Canada Life, Empire Life, Equitable Life, Industrial Alliance, Manulife, Maritime Life, Reliable Life, Standard Life, Transamerica Life, IAP Life, RBC Insurance and Unity Life.

•  If you have a medical problem we will broker you to the most appropriate companies to get you the best possible quote. We know that it is better to take the time to broker your situation at the beginning and start with the company that offers the best quote reflecting your particular medical situation than quote you the cheapest company just to get the application when there is little chance they would issue at that price. We don't waste your time.

•  Once you are a client, we are always available by telephone to help you with any concerns or changes you want in your insurance.

HOW TO TAKE ADVANTAGE

1. Be open to new approaches and take advantage of our experience.

2. Fully disclose all the information we need.

3. Seriously consider our recommendations.

4. Do business with us on the ideas, products and services we have drawn to your attention.

HOW WE ARE PAID

1. Commissions are paid by companies where we place your insurance. We do not charge any fees.

2. Our most valuable compensation is your personal endorsement.

About Russ Smart, in his own words:

My extensive corporate and small business experience coupled with a Masters in Business Administration and life experiences has provided a sensitivity and insight that my clients have found to be of great benefit. I am a life long valued resource who helps my clients make better and more informed decisions about their personal insurance both now and in the future.

I focus on those personal insurance issues that I do for myself now and wish someone had cared enough and had the expertise to help me in the past.

Here are a few of the services I offer, and some questions that all of us need to reflect upon as we plan our futures.

• Are you like I was a number of years ago - Lots of questions with no answers?
• Do you know the role of disability insurance in meeting your monthly income needs if you can not work for an extended period of time? What is the most cost effective type of policy for your unique situation?
• More critical illness insurance is sold in the United Kingdom than Life Insurance. Let me show you why? Is it an inexpensive private medical insurance?
• How can you write off all your medical and dental expenses against your company or business income? Compare it to the cost of group plans. Saves Taxes!
• Let me show you how to convert your RRSP’s to a tax-free benefit for your loved ones.
• Do you know that you can prepay the cost of your or your parent’s (and your) extended care in a first class private nursing home of your choice? It is much less expensive than many think. Call me for more information – you can not rely on the Government for this!