Life Insurance for those with Diabetes can be affordable

Let the life insurance specialists at IDC Insurance Direct Canada help you get you get affordable life insurance and help the Diabetes Association at the same time.   Experience – we have helped hundreds of people with diabetes get life insurance.   We have thousands of satisfied clients, have never had a complaint registered with the Better Business Bureau, or any provincial life insurance council, and have placed over $2 billion in life insurance premiums during the past eight years. However, we find that many people with Diabetes and other similar illnesses: Assume they will not be able to qualify for any plan, so don’t even inquire Do not purchase life insurance because they feel it will be too expensive Feel they are unable to purchase affordable life insurance as they have been declined Purchase life insurance that is very expensive? Choose to purchase the “no questions asked” plans without exploring better options that they may qualify for “Just do not get around to it.”

First Step

What is the first step? We really need to talk, so please fill in the following brief form and one of our experienced life insurance agents will contact you usually during the next business day or call us directly at 1-866-747-7615 and select option 1 for the life division. There is no obligation or cost for this – we are paid by whatever insurance company works best for you when you purchase the life insurance. By the way, we also have a division that specializes in travel and medical dental insurance if you are planning to travel or are looking for a medical dental plan.

I approached the Canadian Diabetes Society as we want to help people with diabetes get the lowest cost life insurance possible.
It bothers me to see people purchasing simplified life insurance or guaranteed life insurance over the internet or other sources that is very expensive when they could qualify for a lower cost life insurance policy.
Please read the article Life Insurance for those with Diabetes can be affordable for more information on this.

Process - How do we help our clients with diabetes purchase life insurance?

Using our experience helping people with diabetes purchase life insurance, we take the time to ask you a number of questions about your diabetes and any other illnesses and create a detailed understanding of your health. We then write a preliminary inquiry including this information which we forward to a number of Canadian Insurance Companies for their preliminary life insurance quote. We use a reference code rather than your name for privacy reasons, which also keeps this inquiry anonymous.
 
When we receive the life insurance quotes back, usually in two to four days, we will discuss them with you to determine the best strategy. If the life insurance quotes include a modest rating (additional charge) or none at all, we will complete the life insurance application with you at a convenient time.
 
On the other hand, if the insurance companies say that the ratings could be high or possibly a decline, we have several companies that ask only a limited number of questions so that we can almost always get some life insurance although it does cost more. We do this first because if we apply for traditional life insurance and you get declined, then these companies will no longer offer this life insurance – we believe in getting something in place first. Once the policy is issued, we will apply for the traditional underwritten life insurance and, if we get a better offer, you can take it and cancel the first life insurance policy that was more expensive when the new one is finalized.

Relationship with the Canadian Diabetes Association

Not only are we an official “proud supporter” of the Canadian Diabetes Association but also, we will make a significant contribution to the association for every life insurance policy that is placed.

	Russell Smart CEO, Insurance Direct Canada Toll Free: 1.866.747.7615