IDC Insurance Direct Canada
World Health Club
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  IDC Insurance Direct Canada, Inc. & World Health Club Partnership About Us Contact Us
 

 

World Heath Club - MEMBER REWARDS

Your Health Class Advantage

Better Business Bureau Accreditation
Healthy, fit Canadians, under the age of 65, can qualify for drastically reduced life insurance premiums. - Pay less, with more coverage!
 
And - World Health Club Members recieve 6 Movie Passes to take your family and friends to a movie.

Insurance Direct Canada & World Health Club

Insurance Direct Canada has partnered with World Health Clubs Member Rewards Program to offer its members a great savings on Canadian life, mortgage, critical illness, disability and long term care insurance.

World Health Club Members save in two ways:

  • Automatically, if you are above average in health with no family history of a serious hereditary illness then you will qualify for a healthy person discount or preferred rate.
  • Insurance Direct Canada will send World Health Club Reward Members 6 free movie passes.
    (Upon successful completion of policy.)

Preferred Plus Rating - Can you answer "yes" to all these questions:

  1. No tobacco or nicotine products within the past 4 years.
  2. No more than 2 moving violations within the past 3 years and no "Driving Under the Influence" within the past 5 years.
  3. No hazardous occupations or avocations or travel to hazardous areas.
  4. No history of felony arrest or drug abuse. Ask about alcohol abuse history after 10 years - some might consider it. .
  5. Citizen or residing in the country as a landed immigrant for at least one year.
  6. No family history (natural parent or sibling) of a DIAGNOSIS of coronary artery disease, internal cancer or melanoma, stroke or other life threatening hereditary disease prior to the age of 60.
  7. No history or major health conditions. No history of mental or nervous disorder.
  8. Blood pressure (without medication) must not exceed 140/90.
  9. Total cholesterol (without medication) must not exceed 220 AND the cholesterol/HDL ratio must not exceed 5.0
  10. Within height and weight limits, see chart at bottom of this page.

If you answered yes to any of these questions then choose standard issue when you get your free quote and see - frequently you can still have a significant savings over what you are currently paying. If you answered no to all of them choose preferred or preferred plus to get the healthy person discounted rate.


I.D.C. Insurance Direct Canada Inc. & World Health Club

302-239 10th Ave. SE
Calgary, Alberta
T2G 0V9



Did You Know?
A "preferred" health class rating translates into significant savings on life insurance policies.

Get better coverage while spending less per month.

 

 

 

Mortgage Insurance
Is your mortgage insurance with a bank? Did you just say 'OK' when they asked you to initial the box?
 
Not surprisingly, these premium prices are far from competitive.
 
Check out private mortgage type insurance!

 

 

 

 

Save Money!

Has it been more than 3 years since you have reviewed your life insurance?


We can tailor a solution to fit your specific needs.